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Florida law very clearly specifies the level of auto insurance that you must carry as a driver in Florida. One thing that is very clear from the law is that if you own a car in Florida then it is required that you carry auto insurance. Some people view auto insurance in a negative light and carry only what they need to meet the minimum requirements of law. This is not how you should view your auto insurance though. Tampa auto insurance is not taken out simply to fulfill the requirements of law but rather should be viewed as a very important product to carry in order to be able to protect your interests financially. The reason for this is that accidents are very expensive. The least of your worries in an accident is the cost of repairing vehicles. By far the biggest risk comes form medical injury and any potential lawsuits. As such carrying Tampa auto insurance is important to provide financial protection to you in case these risks are realized. The amount you may be liable for can be tremendous and can bankrupt you if you do not have insurance. Given this, if you drive you should seriously consider insurance as a protection mechanism.